Smart Qarza App Download

Smart Qarza App, is a Pakistani platform which offers an opportunity for loan applying. there are some basic rules, if anyone meets them can apply for a personal loan at your convinience. Qarza App have a professional team for 24/7 monitoring and providing service to it’s users.

The app have a simple and user-friendly interface, choose your loan amount according to your need. get the money safely and instantly to your account after approval.

The app is powered by Gold Lion Financial(private) Limited,NBFC licensed by the SECP. Licence number is SECP/LRD/89/GLFPL/20022-36.

The application strictly in compliance with law and regulation in Pakistan, and provides it’s users safe, secure, transparent and reliable service.

More About Smart Qarza App

Loan Amount

From PKR 2,000 to PKR 50,000.

Loan Term

From 91 days to 180 days, with an APR(Annual interest rate) 5% to 10%.

Example Of Loan

• If apply for loan with amount of PKR 10,000 and the loan term is 91 days (3 months), the annual interest rate is 10%, then:
• Total interest payable 10,000*10%*91/365=249.315.
• Daily interest: 10,000*10%/365=2.739.
• Total payable amount will be: 10,000+249.315=10,249.315.
• Monthly payment amount will be: 10,249.315/3=3,582.648.

How To Apply

Here are few steps to follow:

• Install Smart Qarza App on your device and register an account.
• Fill out the application forms which is a basic online submission, takes 2 to 3 minutes.
• Submit your form and wait for response, while your application’s approval.
• Loan disburse instantly in your provided account.
• Repay your loan amount on time, for better reliability and accountability.
• Get another higher loan amount, longer term and low interest rate.

 Eligibilities For Loan

• The loan taker should be 19 years old or above 19 years.
• Person should be a Pakistani citizen, with a valid Pakistani identity card verified by NADRA Pakistan.
• Should have a stable source of income or an employment.

 Privacy Protection And Security

when you use the Smart Qarza App, we might ask you for some permissions of your electronic device information for better assistance during the app usage. The process will help us to determine the eligibility and criterion for the application. Your all data will be encrypted in a higher level security.

User data will never be disclosed to third party applications without users consent. the application have an end to end encryption security system. App never outcast its users sensitive data.

Risk Warning Statement

Always read the terms and conditions carefully before applying for a loan. It’s very important to understand the potential risk of over obligation. Borrow responsibly and only take loans, that you can comfortably repay in time to avoid financial difficulties. Your financial wellness is our first and last seniority.

Customer Service

• Online Customer Service

It’s recommended that try connect us by our online customer service within the App, Will response to your request.

• Customer service hotline

0518105004

• Working Hours

Monday – Sunday (8AM-8PM)

• Office Address

Office number 02 and 04, 2^nd floor Rajpoot Plaza GT Road Wah Cantt Tehsil Taxila District Rawalpindi, Punjab, Pakistan.

Conclusion

Smart Qarza App is launched specially for Pakistanis, the app ensures the financial stability of its users. For availing the loan users have to fulfill out all the possible requirements of the platform. Its like a digital banking system operating all over Pakistan. If the users get into a trouble in app, the professional members are their 24/7 for assistance. the Application is easy to use and reliable for the audience.

FAQs